A P-plater was rushed to hospital following a two-car smash at the intersection of Victoria Street and King Street South in Ballarat East just before noon.
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Her silver Holden Astra was heavily damaged at its front while a dark Peugeot had mounted the nature strip 20 metres down the road.
A spokesman for Ambulance Victoria said the P-plater remained in a stable condition.
The woman driver of the Peugeot was assisting police with their enquiries.
Firefighters were also on scene.