The Australian Government offers HECS-HELP and FEE-HELP loans to eligible students to cover all or part of their course fees. You can apply for a HELP loan at the time of enrolment. If you receive a HELP loan, the Australian Government pays the loan amount directly to your higher education provider on your behalf, and a HELP debt is recorded for you with the Tax Office. HECS-HELPHECS-HELP loans are available for Australian citizens and holders of an Australian humanitarian visa who enrol in a Commonwealth supported place. HECS-HELP is only available for university course codes that end in ‘1’. HECS-HELP does not apply to TAFE courses. FEE-HELPFEE-HELP loans are available for Australian citizens and holders of an Australian humanitarian visa who enrol in a fee-paying place for a degree course with a code that ends in ‘2’. FEE-HELP is not available for non-degree courses such as certificates, diplomas and advanced diplomas. If you have you taken out a FEE-HELP loan it’s your responsibility to ensure that you have enough remaining FEE-HELP balance to cover any FEE-HELP amounts you are borrowing.For full details about HECS-HELP and FEE-HELP call the Student Enquiry Line 1800 020 108 or see www.goingtouni.gov.auCentrelink paymentsCentrelink supports students with a range of payments including:Youth Allowance - for full-time students or Australian Apprentices aged 16 to 24 and people aged under 21 who are undertaking job search or a combination of approved activities.Austudy - for full-time students and Australian Apprentices aged 25 years or over.ABSTUDY - offers a range of allowances to assist Indigenous students and Australian Apprentices.Pensioner Education Supplement - helps certain income support recipients with education expenses.Fares Allowance - for tertiary students who are living away from their permanent home to study.For more information on the financial assistance Centrelink can provide for students see www.centrelink.gov.au